Assistance Program · Kentucky

Federal Earned Income Tax Credit (EITC)

Worth up to $8,046/year (federal)

Worth up to ~$670/month

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About Federal Earned Income Tax Credit (EITC)

The federal Earned Income Tax Credit is a refundable tax credit for low-to-moderate income workers. Kentucky does not have a state EITC, but residents can claim the federal credit worth up to $8,046 for families with three or more children (tax year 2025). Must have earned income and file a federal tax return. Free tax preparation is available at VITA sites across Kentucky.

How to Apply in Kentucky

  1. File your federal tax return and claim the federal EITC
  2. Use free tax preparation at a VITA site (call 211 to find one)
  3. Kentucky Department of Revenue also offers free help at taxpayer service centers
  4. File even if you don't normally owe taxes — this is a refundable credit
  5. File Kentucky Form 740 for your state return

Documents You May Need

Contact & Official Links

See Everything You Qualify For in Kentucky

Federal Earned Income Tax Credit (EITC) is one of many programs you may be eligible for. Beneify screens your household against the full program list — free, private, about 3 minutes.

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Frequently Asked Questions

How much is Federal Earned Income Tax Credit (EITC) worth?
Federal Earned Income Tax Credit (EITC): Worth up to $8,046/year (federal). Eligible households may receive a benefit worth up to ~$670 per month.
How do I apply for Federal Earned Income Tax Credit (EITC) in Kentucky?
To apply: File your federal tax return and claim the federal EITC. Use free tax preparation at a VITA site (call 211 to find one). Kentucky Department of Revenue also offers free help at taxpayer service centers. Official website: https://www.irs.gov/credits-deductions/individuals/earned-income-tax-credit-eitc
Who qualifies for Federal Earned Income Tax Credit (EITC)?
The federal Earned Income Tax Credit is a refundable tax credit for low-to-moderate income workers. Kentucky does not have a state EITC, but residents can claim the federal credit worth up to $8,046 for families with three or more children (tax year 2025). Final eligibility is determined by the program when you apply. Beneify's free screener can estimate your eligibility in about 3 minutes.