About PHFA Housing Assistance
The Pennsylvania Housing Finance Agency (PHFA) provides affordable homeownership and rental programs. Offers low-interest mortgages, down payment/closing cost assistance (up to $10,000), and affordable rental communities across PA. The Keystone Advantage Assistance program provides up to 4% of the purchase price for down payment. Also manages affordable rental developments statewide.
How to Apply in Pennsylvania
- Visit phfa.org to explore homeownership and rental programs
- Complete a free homebuyer education course (required for mortgage programs)
- Contact a PHFA-approved lender for mortgage pre-approval
- For rental housing, search PHFA affordable rental listings
- Income limits vary by county and program — check eligibility online
Documents You May Need
- Proof of income
- Credit report
- Homebuyer education certificate
- Proof of PA residency
Contact & Official Links
Phone: 1-800-822-1174
Official website: phfa.org
See Everything You Qualify For in Pennsylvania
PHFA Housing Assistance is one of many programs you may be eligible for. Beneify screens your household against the full program list — free, private, about 3 minutes.
Start Free Screening ›Frequently Asked Questions
How much is PHFA Housing Assistance worth?
PHFA Housing Assistance: Worth $5,000–$10,000+ in housing assistance. Eligible households may receive a benefit worth up to ~$500 per month.
PHFA Housing Assistance: Worth $5,000–$10,000+ in housing assistance. Eligible households may receive a benefit worth up to ~$500 per month.
How do I apply for PHFA Housing Assistance in Pennsylvania?
To apply: Visit phfa.org to explore homeownership and rental programs. Complete a free homebuyer education course (required for mortgage programs). Contact a PHFA-approved lender for mortgage pre-approval. You can also call 1-800-822-1174. Official website: https://www.phfa.org
To apply: Visit phfa.org to explore homeownership and rental programs. Complete a free homebuyer education course (required for mortgage programs). Contact a PHFA-approved lender for mortgage pre-approval. You can also call 1-800-822-1174. Official website: https://www.phfa.org
Who qualifies for PHFA Housing Assistance?
The Pennsylvania Housing Finance Agency (PHFA) provides affordable homeownership and rental programs. Offers low-interest mortgages, down payment/closing cost assistance (up to $10,000), and affordable rental communities across PA. Final eligibility is determined by the program when you apply. Beneify's free screener can estimate your eligibility in about 3 minutes.
The Pennsylvania Housing Finance Agency (PHFA) provides affordable homeownership and rental programs. Offers low-interest mortgages, down payment/closing cost assistance (up to $10,000), and affordable rental communities across PA. Final eligibility is determined by the program when you apply. Beneify's free screener can estimate your eligibility in about 3 minutes.