Education · Federal & Nationwide

Federal Direct Subsidized Loans

Up to $3,500–$5,500/year

Worth up to ~$375/month

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About Federal Direct Subsidized Loans

Low-interest loans for undergraduate students with financial need. The government pays interest while you're in school.

How to Apply

  1. Complete the FAFSA at studentaid.gov
  2. Your school determines your loan amount based on financial need
  3. Complete entrance counseling and sign a Master Promissory Note
  4. Interest is paid by the government while enrolled at least half-time

Contact & Official Links

See Everything You Qualify For

Federal Direct Subsidized Loans is one of many programs you may be eligible for. Beneify screens your household against the full program list — free, private, about 3 minutes.

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Frequently Asked Questions

How much is Federal Direct Subsidized Loans worth?
Federal Direct Subsidized Loans: Up to $3,500–$5,500/year. Eligible households may receive a benefit worth up to ~$375 per month.
How do I apply for Federal Direct Subsidized Loans?
To apply: Complete the FAFSA at studentaid.gov. Your school determines your loan amount based on financial need. Complete entrance counseling and sign a Master Promissory Note. Official website: https://studentaid.gov/understand-aid/types/loans/subsidized-unsubsidized
Who qualifies for Federal Direct Subsidized Loans?
Low-interest loans for undergraduate students with financial need. The government pays interest while you're in school. Final eligibility is determined by the program when you apply. Beneify's free screener can estimate your eligibility in about 3 minutes.