Cash Assistance · Texas

TX Homestead Exemption & Over-65 Tax Freeze

~$125/month in tax savings

Worth up to ~$125/month

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About TX Homestead Exemption & Over-65 Tax Freeze

Texas homeowners get a $140,000 homestead exemption on school taxes (increased from $100K by SB4 in 2025). Homeowners 65+ or disabled get an additional $10,000 exemption PLUS a permanent school tax freeze. Significant savings in a high-property-tax state.

How to Apply in Texas

  1. File homestead exemption with your county appraisal district
  2. Deadline is April 30 (but late filing is allowed up to 2 years)
  3. Over-65 and disability exemptions require additional documentation
  4. Once the school tax ceiling is set, it never increases
  5. You can transfer your tax ceiling if you move within Texas

Documents You May Need

Contact & Official Links

See Everything You Qualify For in Texas

TX Homestead Exemption & Over-65 Tax Freeze is one of many programs you may be eligible for. Beneify screens your household against the full program list — free, private, about 3 minutes.

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Frequently Asked Questions

How much is TX Homestead Exemption & Over-65 Tax Freeze worth?
TX Homestead Exemption & Over-65 Tax Freeze: ~$125/month in tax savings. Eligible households may receive a benefit worth up to ~$125 per month.
How do I apply for TX Homestead Exemption & Over-65 Tax Freeze in Texas?
To apply: File homestead exemption with your county appraisal district. Deadline is April 30 (but late filing is allowed up to 2 years). Over-65 and disability exemptions require additional documentation. You can also call 2-1-1. Official website: https://comptroller.texas.gov/taxes/property-tax/exemptions/
Who qualifies for TX Homestead Exemption & Over-65 Tax Freeze?
Texas homeowners get a $140,000 homestead exemption on school taxes (increased from $100K by SB4 in 2025). Homeowners 65+ or disabled get an additional $10,000 exemption PLUS a permanent school tax freeze. Final eligibility is determined by the program when you apply. Beneify's free screener can estimate your eligibility in about 3 minutes.